Gift cards can block card offers
Merchant card offers usually require paying the merchant directly. NetPerk does not stack them onto gift card redemption by accident.
Trust-first checkout optimization
Trust the stack before you check out.
NetPerk helps rewards power users choose the checkout path that is actually valid, stackable, and worth the risk, not just the one with the highest advertised rate.
Current status: non-commercial prototype and data validation project. No affiliate links, paid conversions, or commission payouts are enabled.
The wedge
Highest rate is not always the best path.
Discounts need risk adjustment
Secondary-market gift cards can save money, but availability, breakage, and redemption risk should reduce trusted value.
Points are only worth your valuation
Cashback, points, statement credits, and gift card discounts are converted into one comparable trusted value.
How it works
One decision engine for messy real-world checkout rules.
Read the checkout context
Enter a merchant and amount in the app, or let the browser extension detect them on supported checkout pages.
Validate every stack
NetPerk checks gift card discounts, risk adjustments, card multipliers, point valuations, and merchant offers.
Rank by trusted value
Every result shows the estimated dollars, confidence level, risk adjustment, and the rules that made one path beat another.
Privacy-first by default
Built for people who care about rewards and data boundaries.
NetPerk is currently a non-commercial prototype. It does not require full card numbers or bank transaction access, does not operate paid affiliate links, and does not process commission payouts. Card profiles, reward rules, and manually entered offers are used only to validate checkout recommendations.